DWS Invest Conservative Opportunities

The defensive investment for capital market beginners

Every beginning is easy – with the right companion by your side

When was the last time we started something completely new? It can be exciting and challenging at the same time, for example learning a foreign language, playing a new instrument or getting your motorbike licence. At first it feels like having all thumbs. But with practice and support from an expert, it gets much better straight away.

Becoming an investor can be easy

Before getting started, you should clarify some basic questions. A click on the respective preference shows the result of all answers in the survey.

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anlagedauer

How long should the money be invested?

anlageziele

Which investment goals do you want to achieve?

risikobereitschaft

How high is the willingness to take risks?

After preferences have been clarified, we go into details

Find a reliable partner!

Together, many things are easier.

A good feeling with the right companion by your side
 

If you are uncertain, the right partner can help you master imponderables. For newcomers to securities investment, this can mean choosing a solidly positioned, well-diversified investment fund that places particular emphasis on comparatively low fluctuations in value and long-term capital preservation.
 
Investment in securities
Hände

DWS Invest Conservative Opportunities aims to offer a defensive entry into securities investment with active management.

Determine the basic orientation!

What interests are being pursued?

Investment operates within three competing interests.
 

Orientation

Investors should know their preferences of opportunity for return, need for security and liquidity and decide what is important to them.

Additional return means additional risk. Security - as in a savings book, for example - hardly yields any interest. If you realize this, you are already a decisive step ahead.
Orientierung

The DWS Invest Conservative Opportunities aims to preserve capital over a 3-year period.[1]

Assess the need for safety!

Take a look at the risk classes.

To find out how risky or profitable an investment could be, it helps to look at the risk class[2].
 

  • The aim of risk classes is to make the risk content of different financial instruments comparable.

  • A higher risk class indicates a higher risk.

  • A financial instrument classified in the lowest risk class is not a risk-free investment!

Find the risk class you are comfortable with!
Risikoklassen
Riskoklasse

DWS Invest Conservative Opportunities aims to maximize the long-term risk-adjusted return.

Recognizing earnings opportunities and keeping an eye on risks

No return without risks

If you want to achieve returns, you should be able to take a certain amount of risk. What is important is how high it is and how it is handled.
 

Risk and return assessment of investments
  • One measure of the risk of an investment is the expected degree of fluctuation in the value of an investment (volatility).
  • The lower the fluctuation, the higher the security is rated.[1]
  • On the other hand, higher fluctuations also mean higher earnings opportunities.
Chart

The target degree of fluctuation of DWS Invest Conservative Opportunities is two to five percent per year.

Invest and leave on

The probability of making profits[3] on the stock market increases with the length of time invested.
 

Even if a mixed fund is a liquid investment - because fund units can be bought and redeemed every trading day - it is usually worth leaving the capital for longer. The longer it is hold, the more fluctuations can be balanced out and the chance of returns increases.

 

The longer money can be dispensed with, the better

Historical average stock market return in per cent per year (basis: MSCI World Index)..

For example, investors were able to generate an average return of 10.9 percent per year for an investment period of 10 years. In the worst case, the annual return was -8.4 percent, in the best case 22.0 percent.
 

Anlagedauer

DWS Invest Conservative Opportunities has an investment horizon of 5 years, preferably longer.

The four components of DWS Invest Conservative Opportunities

* Bonds in which a state acts as debtor in the narrower sense or, in the broader sense, also a sub-sovereign organized below the state. A bond where, in the narrower sense, a state is the debtor or, in the broader sense, a regional authority organized below the state or a public company that provides its bonds with a state guarantee.
** Corporate bonds enable industrial companies to raise debt capital on the capital market without requiring a banking license.

Komponenten

For investors who want to invest in the securities markets and who attach particular importance to solid and long-term capital preservation.

DWS Invest Conservative Opportunities LD

DWS Invest Conservative Opportunities LD

Balanced Funds/Income-oriented

ISIN: LU2034326236

Currency: EUR

Management Fee: 0.950%

Morningstar Rating from 9/30/2024

Go to Product Detail Page

Fund details of DWS Invest Conservative Opportunities LD

Shareclass[4]

LD

Currency

EUR

ISIN

LU2034326236

Valor

49761403

Issue premium[5]

3,0%

Verwaltungsvergütung

0,950% p.a.

Ongoing charges[6] plus performance-related fee from securities lending income

1,140%

Earnings

Distribution

Risks[7]

  • Market-, industry, and company-related exchange rate fluctuations.

  • Exchange rate fluctuations.

  • The unit value may fall below the purchase price at which the client acquired the unit.

  • Due to its composition/the techniques used by the fund management, the investment fund exhibits increased volatility, i.e. the unit prices may be subject to greater downward or upward fluctuations even within short periods of time.

  • The Fund invests a substantial portion in other funds. When investing in other funds, it must be considered that several target funds may pursue identical or opposing investment strategies. This may result in an accumulation of existing risks, and any opportunities for returns may cancel each other out.

  • The fund enters into a significant number of derivative transactions with various counterparties. A derivative is a financial instrument whose value depends on the performance of one or more underlying assets. Due to its design (e.g. due to a leverage effect), it can influence the Fund more strongly than is the case with the direct acquisition of the underlying assets.

  • Price losses due to yield increases in the bond markets: If interest rates and/or yields in the bond market rise, newly issued bonds will have a higher interest rate than those already in circulation. Consequently, the price of the bonds in circulation will fall. When selling such bonds prior to their maturity, price losses may therefore arise.
  • Issuer credit and default risk. This is generally understood to mean the risk of over-indebtedness or insolvency, i.e. the possible temporary or permanent inability to meet interest and/or repayment obligations on time.

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1. No assurance can be given that the objectives of the investment policy can be achieved.

2. Risk class (RC) indicates the expected risk of loss based on historical data. This risk indicator is subject to change; RC 1: 0% - 0.5%; RC 2: 0.5% - 2%; RC 2% - 5%; RC 4: 5% - 10%; RC 5: 10% - 15%; RC 6: 15% - 25%; RC 7: 25%; There can be no assurance that the investment objectives will be achieved.

3. Forecasts are based on assumptions, estimates, opinions and hypothetical models or analyses that may prove to be inaccurate or incorrect. Past performance, simulated or actually realized, is not a reliable indicator of future performance. The calculation is based on annual periods of 1 to 30 years based on the monthly closing prices of the MSCI World*. Reference period: 31.12.1969 to 31.07.2024.

4. This document only contains information on the LD unit class. Information on any other existing unit classes can be found in the currently valid full or simplified sales prospectus.

5. In relation to the gross investment amount: 3.00% in relation to the gross investment amount corresponds to around 5.26% in relation to the net investment amount.

6. The ongoing charges disclosed here are an estimate of charges as the fund or share classes were only launched on 17 January 2022. Actual costs will only be calculated and disclosed after the first financial year. The annual report of the respective financial year contains details of the precisely calculated costs.

7. The sales prospectus contains detailed risk information.

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