Every woman should take her money matters into her own hands!
When it comes to money matters, women deserve more attention, because although 79% of women save, only every 8th woman regularly invests in the stock market.[1] But it takes more than numbers to convince them.
Heart and mind have to say yes!
With DWS Invest ESG Women for Women, DWS wants to meet the wishes of women.
Social aspects are decisive
For DWS Invest ESG Women for Women, DWS has further developed and expanded its sustainability filter. This allows to filter out companies that have anchored social values such as inclusion, employee satisfaction and diversity in their business philosophy.
What advantages do companies with social strength offer?
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Socially strong companies achieve above-average performance.[5] |
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Companies with at least 30% women in management positions can achieve a stronger improvement in return on equity.[6] |
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S&P 500 companies with above-average gender diversity ion their boards can achieve a 15% higher return on equity.[6] |
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Investors consider the well-being of a company's employees to be the most financially important[6] social factor. |
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More diverse companies have lower risk and value volatility.[6] |
Social Commitment Score – additional measurement criteria for portfolio selection
We pay attention to diversity in our stock selection. The „Social Commitment Score“ consists of 70% diversity criteria and 30% working conditions that may allow to judge the company.
Working conditions
How intensively does a company take care of its employees? Among other things, companies' working standards are checked with regard to employee health and safety, employee satisfaction and standards regarding training and further education opportunities.
Gender balance at management level
Only about one in three managers is female. But what is the ratio of women to men in decision-making roles in the companies we want to invest in? We therefore check how high the proportion of women is on the board and management floors.
Flexible working environment
Not every employee can or wants to work full time for their entire working life, others need flexible working hours or an opportunity for home office . How do companies deal with this and how flexible do they show themselves to their employees?
Gender equality
The implementation of the United Nations Goal 5 - Achieve gender equality and empower all women and girls - is under review. The goal includes programmes on workforce diversity, the proportion of women on the board of directors and countering discrimination and harassment.
Family and work
There are situations and phases of life in which employees have to take intensive care of family matters in addition to their job and career, for example taking care of children or persons in need of care. It is examined whether this is made possible for them and how they are supported in this.
Equal opportunities
Everyone should have the opportunity to make the most of their life regardless of age, gender, background, disability, sexual orientation, marital status, religion or ethnic origin. This must also be taken into account in relation to recruitment, job allocation, promotion and performance.
Source: DWS Investment GmbH
The team: 13 DWS Top Women
Behind DWS Invest ESG Women for Women is a team of successful and strong DWS women. Because in case of doubt, women know better what female investors want. In addition, the team brings in the female perspective.
"Women deserve much more attention when it comes to money matters! Every woman should be familiar with financial topics and take her investments into her own hands. We are convinced of this and this is what DWS Invest ESG Women for Women stands for. With the first DWS equity fund by women for women, we accompany female investors on their way to possible financial independence."
The DWS Invest ESG Women for Women team
Sustainable Investments - ESG criteria complement the classic investment objectives
Sustainability criteria can complement the investment objectives of return, risk and liquidity, with environmental, social and governance-related aspects. The three sustainability criteria provide orientation. They can be understood as a guidance to sustainable investing.
Fund details of DWS Invest ESG Women for Women LD
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Shareclass[7] |
LD |
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Currency |
EUR |
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ISIN |
LU2420982188 |
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Front-end Load[8] |
5,0% |
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Management Fee |
1,500% |
|
Earnings |
Distribution |
Supplementary information on the investment policy
The investment policy is defined, among other things, by environmental and social aspects, as well as the principles of good corporate governance. The fund management applies DWS‘s own ESG filter „DWS ESG Investment Standard“ when selecting assets. At least 51% of the fund’s assets are invested in assets covered by the DWS ESG Investment Standard.
Share of sustainable investments according to SFDR
If a company has a positive contribution to at least one of the United Nations SDGs through its economic activity and does not violate any other goal, as well as adheres to principles of good governance, it is considered a sustainable investment.
| Minimum share of sustainable investments[9] | 15%[10] |
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0%[10] |
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15%[10] |
Risks[13]
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Market, industry and company-related price fluctuations.
- Exchange rate risk, if applicable.
- Due to its composition/the techniques used by the fund management, the investment fund exhibits increased volatility, i.e. the unit prices may be subject to stronger downward or upward fluctuations even within short periods of time.
- The Fund enters into a substantial number of derivative transactions with various counterparties. If a counterparty fails to make payments, for example due to insolvency, this may result in the investment suffering a loss. Financial derivatives are not subject to statutory or voluntary deposit insurance.
- The unit value may fall below the purchase price at which the customer acquired the unit.
More topics
1. Source: Bank of America, UBS Female Wealth Report 2021, DWS Investment GmbH, Status: December 2021.
2. Source: Frauen und Geldanlage | JP. Morgan Asset Management 2021; Bank of America, UBS Female Wealth Report 2021.
3. Source: https://www.destatis.de/DE/Themen/Arbeit/Arbeitsmarkt/Qualitaet-Arbeit/Dimension-1/gender-pay-gap.html.
4. Source: Bank of America, UBS Female Wealth Report 2021, DWS International GmbH, Status: January 2022.
5. Measured by the relative performance of the ESG factors for the example of the S&P500 Index (over 5 years, cumulative, in percent) - Status: End of December 2021; Source: DWS Investment GmbH, MSCI, Standard & Poor's, Refinitiv, FactSet, Credit Suisse.
6. Source: Bank of America, DWS Investment GmbH: Research House Study: https://www.dws.com/insights/global-research-institute/exploring-the-financial-materiality-of-social-factors; Status: End of December 2021.
7. This document only contains information on the LC unit class. Information on other existing unit classes, if any, can be found in the currently valid full or simplified prospectus.
8. Based on the gross investment amount: 3.00% based on the gross investment amount corresponds to around 5.26% based on the net investment amount.
9. The proportion of sustainable investments as defined in Article 2(17) SFDR in the portfolio is calculated in proportion to the economic activities of the issuers that qualify as sustainable.
10. These are minimum shares that do not necessarily add up to the total share.
11. “Ecologically sustainable investment” in line with Art. 2(17) SFDR means an investment in an economic activity that contributes to an environmental objective.
12. “Socially sustainable investment” in line with Art. 2(17) SFDR means an investment in an economic activity that contributes to a social objective.