DWS Invest ESG Women for Women

More women should become investors!

Investing is still a topic that tends to be associated with men

Women are still significantly less likely than men to own stocks or other securities[1]. This should change. More women should become investors. To support this, DWS has developed DWS Invest ESG Women for Women – the first equity fund from DWS managed by women, for women. The team wants to support female investors on their way to possible financial independence.

Take our quiz and learn more about investment behaviour in Germany

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Question 1

What percentage of women in Germany do NOT hold shares, equity funds or other securities?

Source: Association of German Banks, Female Finance March 2024; representative survey from 7 to 19 February 2024; 1,006 people from Germany aged 18 and over. https://bankenverband.de/geldanlage/umfrage-female-finance-2024.

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Question 2

What percentage of women in Germany believe that they are NOT VERY FAMILIAR with money and financial matters?

Source: Association of German Banks, Female Finance March 2024; representative survey from 7 to 19 February 2024; 1,006 people from Germany aged 18 and over. https://bankenverband.de/geldanlage/umfrage-female-finance-2024.

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Question 3

What percentage of women in Germany regularly take time to deal with financial matters?

Source: Association of German Banks, Female Finance March 2024; representative survey from 7 to 19 February 2024; 1,006 people from Germany aged 18 and over. https://bankenverband.de/geldanlage/umfrage-female-finance-2024.

When women invest, they don't just look at the return

Sustainability aspects also play a role.*

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When women invest, they are more likely to stick to their decision. They place significantly fewer securities trades than men.*

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By comparison, women tend to be more risk-conscious in their investments, but not necessarily any less successful. Over longer periods, they achieve slightly better results.*

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Are sustainability criteria met? Good! Because women pay attention to that too.*

The team behind DWS Invest ESG Women for Women aims to meet the needs of women.

* More sustainable, more risk-aware, more successful – how women differ from men when investing money; Consorsbank 2024 study; as of 7 March 2024 https://www.consorsbank.de/content/dam/de-cb/editorial/PDF/Ueber-uns/Presse/studien/frauen-maenner-studie-2024.pdf; anonymised evaluation of data from adult men and women from the pool of around 1.7 million Consorsbank customers from the years 2019 to 2023 (not representative of the population).

An equity fund developed especially for women

DWS Invest ESG Women for Women is a broadly diversified global equity fund.

The first step is to select companies with viable business models, solid fundamentals and long-term structural growth potential.

The investment policy is defined, among other things, by environmental and social aspects, as well as the principles of good corporate governance.[2]

The ‘DWS Social Commitment Score’ can be used to filter companies in terms of diversity, social aspects and working conditions.

The first equity fund from DWS managed by women and developed specifically for women.

Diversity as basis for long-term success

Why the social factor deserves special attention.

Gender diversity

Companies with greater gender diversity at the decision-maker and company level achieve a higher return on equity on average.[3]

Gender diversity

People management

For UK employees, ‘people management’ is the top priority, followed by ‘work-life balance & hybrid working’ and ‘financial support & security’.[4]

People management

Proportion of women

In particular, European companies with a high proportion of women tend to have higher margins and better balance sheets.[5]

Proportion of women

Well-rated working conditions

European companies with particularly well-rated working conditions were able to achieve an excess return of up to 6.8% p.a. compared to the STOXX Europe 600[6]. Compared to the S&P 500[7], an excess return of 3.4% p.a. was achieved.[4]

Well-rated working conditions

Proportion of women in management

Companies with a particularly high proportion of women in management positions receive better credit ratings on average.[3]

Proportion of women in management

Our 'Social Commitment Score'

Diversity as a fundamental decision criterion

The 'DWS Social Commitment Score' is made up of 70% diversity criteria and 30% working conditions, which can provide an indication of the quality of a company.

DWS Invest ESG Women For Women - Check

Good working conditions throughout the value chain

 DWS Invest ESG Women For Women - Check

Equality and equal opportunities
DWS Invest ESG Women For Women - Check

Balanced gender distribution at management level

 DWS Invest ESG Women For Women - Check

Reconciling family and career
DWS Invest ESG Women For Women - Check

Flexible working environment

DWS Invest ESG Women for Women - Social Commitment Score - EN.png

The DWS Social Commitment Score is composed of an assessment of labour conditions and diversity criteria and scores companies on a scale between 0 and 100. The final score weights the labour factor with 30% and the diversity factor with 70% to calculate an overall social commitment score (= DWS Social Commitment Score). Example: Labour Score = 90; Diversity Score = 80. DWS Social Commitment Score = 90*30% + 80*70% = 83 Total Score. We use ESG signals provided by the data providers of our dedicated ESG engine. Scores are derived from ISS, MSCI and Sustainalytics by our ESG engine. Source: DWS International GmbH; As of end of July 2024.

DWS Invest ESG Women for Women

Overweight the pioneers in social aspects

The DWS Social Commitment Score is a rating on a scale of 0-100, with grades from A-F. Companies rated A and B are considered pioneers in social aspects. Companies rated E and F are excluded from the portfolio because they are considered social laggards.

The DWS Invest ESG Women for Women portfolio contains significantly more companies classified as pioneers than the MSCI World All Countries benchmark index.

DWS Social Commitment Score distribution – DWS Invest ESG Women for Women vs. MSCI All Countries World-Index

The DWS Women for Women Team

Behind DWS Invest ESG Women for Women is a team of successful and strong DWS women.

Porträts

Sustainable Investments - ESG criteria complement the classic investment objectives

Sustainability criteria can complement the investment objectives of return, risk and liquidity, with environmental, social and governance-related aspects. The three sustainability criteria provide orientation. They can be understood as a guidance to sustainable investing.

* The following is merely an example and not an exhaustive list.

Environmental

Carbon footprint (CO2 emissions), Conservation of natural resources, Environmental protection

Social

Human rights, Labour standards, Consumer protection

Governance

Business ethics, Incentive structures, Competitive behaviour

Further information on the consideration of sustainability criteria >>

DWS Invest ESG Women for Women LD

DWS Invest ESG Women for Women LD

Equity Funds/Growth-oriented

ISIN: LU2420982188

Currency: EUR

Management Fee: 1.500%

Go to Product Detail Page

Fund details of DWS Invest ESG Women for Women LD

Shareclass[8]

LD

Currency

EUR

ISIN

LU2420982188

Valor

115383128

Front-end Load[9]

5,0%

Current Costs[10] (Status: 31.12.2023)

1,750%

Management Fee

1,500%

Earnings

Distribution

Supplementary information on the investment policy

The investment policy is defined, among other things, by environmental and social aspects, as well as the principles of good corporate governance. The fund management applies DWS‘s own ESG filter „DWS ESG Investment Standard“ when selecting assets. At least 51% of the fund’s assets are invested in assets covered by the DWS ESG Investment Standard.

Share of sustainable investments according to SFDR

If a company has a positive contribution to at least one of the United Nations SDGs through its economic activity and does not violate any other goal, as well as adheres to principles of good governance, it is considered a sustainable investment.

Minimum share of sustainable investments[11] 15%[12]
  • minimum ecologically sustainable[13]
 0%[12]
  • minimum socially sustainable[14]
 15%[12]

Risks[15]

  • Market-, sector- and company-specific price volatility.
  • Possible exchange-rate risk
  • Because of its composition or the techni­ques used by its managers, the fund is subject to heightened volatility. Consequently, unit prices may fluctuate sharply in either direc­tion within short periods of time.
  • The fund concludes a large number of derivative transactions with various contractual partners. If a contractual partner fails to make payments, for example due to bankruptcy, this can lead to the investment suffering a loss. Financial derivatives are not subject to statutory or voluntary deposit protection.
  • The value of the fund‘s shares may fall below the price at which the client originally bought them.

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1. Source: German Banking Industry Association, Female Finance March 2024; representative survey conducted from 7 to 19 February 2024; 1,006 people from Germany aged 18 and over. https://bankenverband.de/geldanlage/umfrage-female-finance-2024.

2. The fund management applies the DWS's own ESG filter, the "DWS ESG Investment Standard". At least 70% of the fund's assets are invested in assets covered by the DWS ESG Investment Standard.

3. Source: BofA Global Research; Fighting for DEI while battling inflation, March 2023.

4. Source: Jefferies; Human Capital: The best places to work in Europe outperform by 6.8% p.a.; January 2024.

5. Source: Goldman Sachs, Womenomics 25 years and the quiet revolution; July 2024.

6. STOXX Europe 600 is a stock market index of 600 major European companies. It is published by STOXX Limited, a Swiss subsidiary of Deutsche Börse AG.

7. The S&P 500 is a stock market index that includes the stocks of 500 of the largest publicly-traded US companies. The S&P 500 is weighted by market capitalisation and is one of the most closely watched stock market indices in the world.

8. This document only contains information on the LC unit class. Information on other existing unit classes, if any, can be found in the currently valid full or simplified prospectus.

9. Based on the gross investment amount: 3.00% based on the gross investment amount corresponds to around 5.26% based on the net investment amount.

10. The ongoing charges shown here are an estimate, as the fund or unit classes were only launched on 17 January 2022. Actual charges will only be calculated and disclosed after the first financial year. The annual report for the respective financial year contains details of the precisely calculated charges. Source: DWS Investment GmbH; as of 30 August 2024.

11. The proportion of sustainable investments as defined in Article 2(17) SFDR in the portfolio is calculated in proportion to the economic activities of the issuers that qualify as sustainable.

12. These are minimum shares that do not necessarily add up to the total share.

13. “Ecologically sustainable investment” in line with Art. 2(17) SFDR means an investment in an economic activity that contributes to an environmental objective.

14. “Socially sustainable investment” in line with Art. 2(17) SFDR means an investment in an economic activity that contributes to a social objective.

15. The sales prospectus contains detailed risk information.

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